Adalyn Williams

Adalyn Williams

Typical food maven. Wannabe food scholar. Bacon ninja. Friendly travel ninja. Typical web trailblazer. Music trailblazer.

43 Total Posts
How life insurance loans work?

How life insurance loans work?

A full life insurance loan uses your loan as collateral. If you don't return it, the policy will eventually expire.

Why life insurance is an investment?

Why life insurance is an investment?

This is because permanent policies, such as full life insurance, include an investment component called value in. Part of ...

Can life insurance be a business expense?

Can life insurance be a business expense?

Yes, you can generally apply for a life insurance deduction for premiums you pay to employees as a business expense. An...

Do you need to be qualified to sell life insurance?

Do you need to be qualified to sell life insurance?

Becoming a life insurance agent requires some professional preparation and knowledge, but with planning and study, it can ...

Where is life insurance policies?

Where is life insurance policies?

The NAIC life policy locator can help them as consumers locate the life insurance policies and annuity contracts of a...

How life insurance works?

How life insurance works?

Life insurance is a contract between you and an insurance company. Basically, in exchange for paying your premium, the...

Why life insurance is important?

Why life insurance is important?

This type of life insurance provides coverage for a certain period of time, usually 10, 15, 20, or 30 years. Coverage...

Which life insurance has cash value?

Which life insurance has cash value?

Universal life insurance is also known as flexible life insurance with adjustable premium. It has a savings element (cash ...

Will life insurance pay for suicidal death?

Will life insurance pay for suicidal death?

The Centers for Disease Control lists New York as having the lowest suicide rate in the country. But a single death by...

Where to sell life insurance?

Where to sell life insurance?

This license qualifies you to explain, sell and write life and health insurance products in New York. New York's...

What life insurance is best for me?

What life insurance is best for me?

Learn more about the difference between term and permanent life insurance. If you suspect that your loved ones would need ...

What is the most profitable insurance to sell?

What is the most profitable insurance to sell?

Overview of the insurance field While there are many types of insurance (from car insurance to health insurance), the...

What life insurance is best for seniors?

What life insurance is best for seniors?

USAA Life Insurance Review · Mutual of Omaha Life. With nearly four million policyholders and 150 years since its...

Can life insurance be garnished?

Can life insurance be garnished?

Creditors can opt for life insurance if it becomes part of your estate, which happens if you name your estate as the...

What life insurance should i get?

What life insurance should i get?

Learn more about the difference between temporary and permanent life insurance. If you suspect that your loved ones would ...

Is it really good to have life insurance?

Is it really good to have life insurance?

In many situations, life insurance is a worthwhile investment, as it can provide a death benefit that is more than many...

Which life insurance company is best?

Which life insurance company is best?

Life insurance is an important decision. It is competitive and is comprised of a combination of long-standing insurers...

What life insurance covers?

What life insurance covers?

In addition to funeral expenses, life insurance can cover the cost of estate planning after your death. Estate planning...

What life insurance is best?

What life insurance is best?

For example, Haven Life and Bestow offer term life insurance policies, but they don't offer permanent policies such as...

Will life insurance payout for cirrhosis?

Will life insurance payout for cirrhosis?

Yes, a person with liver cirrhosis can get burial insurance. However, they will only qualify for a first-day coverage...

What Are The Benefits That Come With Having Life Insurance

What Are The Benefits That Come With Having Life Insurance

Most people think about life insurance when they are young and have a family to provide for. But the truth is, life...

Can life insurance be denied?

Can life insurance be denied?

Insurers rarely deny life insurance claims, but this can happen. Here's why some claims are denied and how to appeal the...

Does life insurance always pay out?

Does life insurance always pay out?

Most life insurance policies pay the full nominal value of the policy to the beneficiary upon the death of the...

Can life insurance be taxed?

Can life insurance be taxed?

In general, the life insurance income you receive as a beneficiary for the death of the insured person is not included in ...

Which life insurance is best?

Which life insurance is best?

Policygenius partners include names like AIG, Banner Life, Brighthouse, John Hancock, Lincoln Financial, Mutual of Omaha, ...

How much does life insurance cost monthly?

How much does life insurance cost monthly?

Other controllable factors, such as whether you smoke or avoid certain risky activities, can also affect the price of...

Can life insurance go into a trust?

Can life insurance go into a trust?

Life insurance is just one way to fund a trust. They can also be financed with cash, stock investments, business...

Will life insurance cover accidental overdose?

Will life insurance cover accidental overdose?

Your life insurance policy will pay death benefits to your beneficiaries if you die from a car accident, drowning,...

How life insurance agents make money?

How life insurance agents make money?

Generally, a life insurance agent receives between 30 and 90% of the amount paid for a policy (also known as a premium)...

What life insurance can i borrow from?

What life insurance can i borrow from?

You can borrow permanent life insurance policies that generate cash value. Typically, these policies would include...

How long do you have to pay life insurance before it pays out?

How long do you have to pay life insurance before it pays out?

A two-year waiting period is common, but it can be as long as four. If you die during the waiting period, your...

Which life insurance is best for me?

Which life insurance is best for me?

Learn more about the difference between temporary and permanent life insurance. If you suspect that your loved ones would ...

What life insurance has cash value?

What life insurance has cash value?

A life insurance policy with cash value can be considered an investment. In some companies, part of the premiums are...

Will life insurance pay for drug overdose?

Will life insurance pay for drug overdose?

Your life insurance policy will pay death benefits to your beneficiaries if you die from a car accident, drowning,...

Which life insurance can you borrow from?

Which life insurance can you borrow from?

You can borrow permanent life insurance policies that generate cash value. Typically, these policies would include...

What types of death are not covered by life insurance?

What types of death are not covered by life insurance?

The five things that life insurance doesn't cover are pre-existing illnesses, accidents that occur under the influence of ...

Will life insurance affect medicaid?

Will life insurance affect medicaid?

Medicaid can't take out your life insurance policy while you're still alive. However, depending on the face value of your ...

What reasons will life insurance not pay?

What reasons will life insurance not pay?

Reasons could include an error in the application, a delay in paying premiums, incorrect medical history information, or...

Are life insurance payments tax deductible?

Are life insurance payments tax deductible?

Life insurance premiums are generally not tax-deductible. However, there are some exceptions to this rule.

Which life insurance policy is best?

Which life insurance policy is best?

For example, Haven Life and Bestow offer term life insurance policies, but they don't offer permanent policies, such as...